A Breakdown of NYC Apartment Types: From Studios to Lofts
June 12, 2025 | By Elie Mansdorf
If you’ve ever searched for an apartment in New York City, you already know – it’s a jungle out there. Between “junior 1-beds,” “convertibles,” and “railroad apartments,” NYC’s rental lingo can feel like a whole new language. But don’t worry, we’re here to decode it all.
Whether you're a first-time renter, an international student, or just trying to figure out what you can get for your budget, this guide walks you through the most common NYC apartment types, so you can find the one that fits your needs and your lifestyle.
Studio Apartments: Small But Mighty
What it is:
A studio apartment is a single-room unit that combines your living space, sleeping area, and kitchen into one open layout. There’s usually a separate bathroom, but otherwise, it’s all one room.
Why it's popular:
Studios are one of the most budget-friendly apartment types in NYC. They're ideal for solo renters who value simplicity and don’t mind living minimally.
Where you’ll find them:
Studios are common throughout the city, especially in high-density neighborhoods like Midtown Manhattan, East Village, and Downtown Brooklyn.
Things to consider:
- Expect to pay anywhere from $2,500 to $5,000/month, depending on location.
Some studios have alcoves or dividers that create the feel of a separate bedroom – these are often referred to as “alcove studios.”
1-Bedroom Apartments: Classic NYC Living
What it is:
A true 1-bedroom apartment has a separate bedroom, living room, kitchen (sometimes open), and bathroom.
Why it's popular:
This is a step up from a studio, giving you more privacy, space, and room to entertain.
Where you’ll find them:
Virtually everywhere, from Upper West Side brownstones to Williamsburg high-rises.
Things to consider:
- Prices typically start around $4,000 - $5,000/month and go way up depending on location and amenities.
- Some listings may say “junior 1-bedroom” or “convertible 1-bedroom.” That means the bedroom might not have a window or full wall, or it’s originally a studio with a partition.
Flex or Convertible Apartments: Creative Layouts
What it is:
A flex (or convertible) apartment is a unit that’s been designed or modified to add an extra bedroom, often using a temporary wall or sliding partition.
Why it's popular:
It’s a popular way to split the cost of rent without sacrificing too much privacy. Perfect for roommates or friends moving to NYC together.
Where you’ll find them:
High-rise buildings in FiDi, Kips Bay, or Downtown Brooklyn often feature flex units.
Things to consider:
- Always check if the building allows temporary walls, some do not.
- Sometimes you'll see listings like "2-bedroom flex" that actually started as a 1-bedroom.
Railroad Apartments: A NYC Throwback
What it is:
A railroad apartment is a long, narrow unit where rooms are lined up in a straight row, like train cars. Usually, there’s no hallway, and you walk through one room to get to the next.
Why it's popular:
They’re often cheaper and have a certain old-school NYC charm. Common in older buildings.
Where you’ll find them:
Williamsburg, Greenpoint, and Alphabet City have lots of pre-war railroad-style apartments.
Things to consider:
- Can be awkward for roommates, since there’s little privacy.
- Great for couples or solo renters who want more space for less money.
Loft Apartments: Open Space, Big Personality
What it is:
A loft is a large, open apartment with high ceilings, few walls, and often large industrial windows. Many lofts are converted from former warehouses or factories.
Why it's popular:
Lofts offer creative layouts, tons of natural light, and serious space. They’re ideal for artists, photographers, and remote workers.
Where you’ll find them:
SoHo, Tribeca, Bushwick, and DUMBO are known for their authentic loft spaces.
Things to consider:
- Lofts can be pricey, often starting around $4,000/month or more.
- Not all lofts have defined bedrooms or closets, so be prepared to get creative with furniture and layout.
Walk-Up Apartments: Worth the Climb?
What it is:
A walk-up apartment is located in a building without an elevator. You’ll need to take the stairs, sometimes several flights.
Why it's popular:
These units are typically more affordable, and many are in charming older buildings.
Where you’ll find them:
All over the city, especially in Greenwich Village, Harlem, Bed-Stuy, and Park Slope.
Things to consider:
- Walk-ups can save you hundreds in rent each month.
- Not ideal if you're carrying lots of groceries or moving large furniture.
Micro-Apartments: Small Space, Smart Living
What it is:
Tiny studio units – usually under 300 square feet – designed with compact, space-saving features.
Why it's popular:
It’s all about efficiency. Micro-apartments are modern, sleek, and often include access to shared amenities like rooftop decks or lounges.
Where you’ll find them:
New developments in Long Island City, Hudson Yards, and Downtown Brooklyn.
Things to consider:
- Great for minimalist lifestyles or short stays.
- Often part of a co-living community or new building with perks.
Duplex and Triplex Apartments: Multi-Level Living
What it is:
These are apartments spread over two or more floors, connected by an internal staircase.
Why it's popular:
It feels more like a house. You get separation between living and sleeping spaces, plus a more spacious layout.
Where you’ll find them:
Look in townhouses in West Village, Fort Greene, or Harlem, or in newer luxury buildings.
Things to consider:
- Can be great for roommates or work-from-home setups.
- Often more expensive due to square footage.
Garden Apartments: A Rare NYC Perk
What it is:
A ground-floor unit with access to a private backyard or shared garden.
Why it's popular:
Outdoor space is gold in NYC. These apartments are perfect for pet owners or anyone who wants fresh air.
Where you’ll find them:
Common in brownstone neighborhoods like Park Slope, Carroll Gardens, and Clinton Hill.
Things to consider:
- Lower-level units may have less natural light.
- Outdoor access may be shared with neighbors – check the lease.
How to Choose the Right NYC Apartment Type for You
Here’s a quick breakdown based on your needs:
Your Situation | Best Fit |
| Solo renter on a budget | Studio, walk-up, micro-apartment |
| Roommates | Flex, 2–3BR, railroad (if you're tight-knit) |
| Remote worker | Loft, 1-bedroom, duplex |
| Student | Co-living, studio, micro-apartment |
| Pet owner | Garden apartment or spacious 1BR |
Ready to Find Your NYC Apartment?
Remember, net effective rent is a term often used in listings. It refers to your monthly rent after factoring in any concessions (like 1 month free on a 12-month lease). Always clarify the gross rent vs. net effective rent before signing.
From cozy studios to industrial-style lofts, Roomrs offers fully furnished apartments in all kinds of layouts across top NYC neighborhoods. Flexible leases, utilities included, and no broker fees.
